Fully Featured Personal Finance Tools

This Excel Spreadsheet is designed to help someone get ahead of their personal finance. It takes various data, like income, expenses, desired house and car, future expenses (moving, wedding etc.) and creates a plan for the user. It prioritizes current expenses, building an emergency fund, tackling debt, saving for a home, and retirement by calculating optimal payment and savings plans. It also has an interactive retirement simulator that allows someone to see the long term impact of their financial habits. It generates a two-year savings plan that can be tracked, as well as a stock portfolio manager.